Protect your small businesses from unpaid debts with Coface credit insurance

Prevent payment defaults and safeguard your business with SME credit insurance

Secure your business against unpaid invoices with credit insurance solutions

4 out of 10 very small businesses face risks due to customer non-payment. Late payments impact cash flow, productivity, and growth. Secure your B2B invoices with domestic and export insurance from Coface. Indemnify losses from unpaid invoices and cover sales with our small business solution. Benefit from expert risk analysis and safeguard your cash flow.

Protect your invoices
Assess our evaluation of your clients and potential customers conveniently online. Acquire guarantees in a few clicks to cover your sales. Coface's evaluations utilize the local knowledge of our worldwide network of risk specialists about your potential clients or prospects. They constantly examine relevant financial data on businesses, industries, and national threats, allowing us to quickly notify you of possible dangers.
Collect your receivables
Save time and focus on developing your small company: we manage the collection of your receivables domestically and across the globe for you. With the help of our skilled staff, increase your collection rates while maintaining trade relations!
Indemnify your losses
Safeguard your cash flow. Keep your margins intact. Do not worry if the collecting process takes a long time or produces no results! Up to 90% of the invoice loss is covered by Coface.

Contact our Coface Credit Risk Management Expert and Learn More :

Grow your business in complete confidence

Are you trying to find new markets? While you investigate domestic and/or international business opportunities, Coface safeguards your turnover.

Utilize our credit opinions and real-time monitoring of your clients' and prospects' solvency to manage your business development without stress.

By fine-tuning the credit terms offered to your clients, our credit-insurance solution for small enterprises gives you an even bigger competitive advantage.

Become a good customer for your bank

Guarantee your invoices with our solution and boost your trustworthiness with your financial partners.

Think about it: opting for a credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

80% of small businesses are faced with unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.

Credit Insurance

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Frequently Asked Questions

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out. That’s why you have to cover your entire client portfolio to reduce this risk. However, turnover with affiliated companies, public companies or individuals is excluded from your policy and, it follows, from your rate base. You tell us about the turnover to be covered domestically and / or abroad when asking for the quote.

If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith as a way to conceal their inability to pay. If the dispute is genuine and bona fide, your coverage will not be canceled but our collections will be suspended until you and your customer have resolved the dispute. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it.

Trade Credit Insurance for Multinationals
Safeguarding global enterprises and their subsidiaries from international business risks
Commercial risk management for multinationals
Trade Credit Insurance for Mid-market
Insure your business against unpaid invoices with TradeLiner insurance
Safeguard Cash Flow And Manage Credit Risks
Urba360: The business risk assessment tool that provides data in one click
Reduce uncertainty & protect your business with accurate, actionable insights.
Assess any company in 1 click

Protect your small businesses from unpaid debts with Coface credit insurance

Secure your business against unpaid invoices with credit insurance solutions

Protect your invoices

Collect your receivables

Indemnify your losses

Contact our Coface Credit Risk Management Expert and Learn More :

Grow your business in complete confidence

Become a good customer for your bank

Secure your most crucial asset

80% of small businesses are faced with unpaid debts

40% of the assets of small businesses are customer loans

25% of small business failures are the result of unpaid debts

Credit Insurance

Frequently Asked Questions

See also

Trade Credit Insurance for Multinationals

Trade Credit Insurance for Mid-market

Urba360: The business risk assessment tool that provides data in one click

Protect your small businesses from unpaid debts with Coface credit insurance

Protect your invoices

Collect your receivables

Indemnify your losses

Contact our Coface Credit Risk Management Expert and Learn More :

Grow your business in complete confidence

Become a good customer for your bank

80% of small businesses are faced with unpaid debts

40% of the assets of small businesses are customer loans

25% of small business failures are the result of unpaid debts

Credit Insurance

Frequently Asked Questions

Do I have to insure all of my invoices? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

My company is a very small business: is trade credit insurance a suitable solution? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

If there is a dispute about an invoice with one of my clients, will I also be indemnified? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

Trade Credit Insurance for Multinationals

Trade Credit Insurance for Mid-market

Urba360: The business risk assessment tool that provides data in one click